The beginning of things is the fact that we can’t afford the place we live. When we decided to purchase our current home, we were allowing a woman who was eight months pregnant to make our decisions (yes, I’m talking about me). And the fact is, our last place had mold from a hole in the ceiling and I was freaked out. If I’d spent an extra five minutes looking at our finances, I would have known we couldn’t afford it. And if I’d spent another five minutes beyond that praying, I’m pretty sure God would have told me to do something else. But I didn’t, and we’ve spent the last two years struggling to make our house payment and lot rent every month (yes, we have both). Because a mobile home isn’t really all that expensive (in terms of houses), our loan was only a 7 year loan (much like a new car). So if we’d been able to keep it up for another 5 years, we’d be down to just the lot rent and life would have been fine.
But then the owners of our community decided to sell the place. And the new owners sent everyone a letter indicating that they are going to be raising rent in the next 30 days. Our precarious balance (that wasn’t balancing very well due to medical debts) was gone. If the lot rent goes up, we go from barely making ends meet to not making ends meet. So we’ve decided to move. We’ll attempt to sell our house, but if it doesn’t sell quickly enough, we’ll just have to give it back to the bank. Which sucks on your credit report, but not as bad as foreclosure, which is the other option.
Finding a place that would actually be affordable for us, wasn’t as easy as I’d hoped, or as hard as I’d begun to fear once I got started. The biggest problem with moving, is motivating myself to get started packing. I may or may not have mentioned that I went to 13 different schools growing up. And each of those schools involved at least one house. Sometimes more. And then if you add in the places we lived before I hit school, and the places I lived between high school and getting married, I’ve probably lived in close to 30 places. I may not remember them all, but I remember enough moves to know that I hate moving. Really hate. So even though I know that procrastinating makes the problem bigger, it’s hard to get started. Because I hate the whole thing so much. Not to mention, we’re not 100% sure when we’ll be able to actually get into our new place. So I have no idea how much time I have. Which makes it all that much harder to plan. But I am definitely figuring out that I need to get started. I need to make a plan, even if it’s not an accurate timeline yet.
This week is Elisebeth’s birthday, along with a couple cousins and family friends. And there’s a baby shower. And then Labor Day weekend is my birthday. And all that really means is that without a plan, I’m sunk. We have too much to do for me to be putting it off.
So, in an attempt to get myself going, I’m going to hop over to flylady.net and get her moving tips. And I’ll just put it on a two-week timeline, since that’s probably the shortest amount of time we’ll have and if we end up with more time, then it’ll just be a bonus. I can do this. I will do this.